Listen, we are all adults here (well, for the most part, anyway). I don't need a babysitter to watch over how I conduct my business. I don't like the idea of moderators having extra work just so people don't act irresponsibly with their own transactions. If you are dishonest enough to use the "NET to me" or "Plus whatever%" so be it. You won't get business from me or many others. If you purchase from people who use the "NET to me" or "Plus whatever%" you are part of the problem. If you're dishonest enough to ask for the F&F bollox, You won't get business from me or many others. If you're stupid enough to purchase from dishonest people, don't come complaining to me. Now that said... I am coming around to the idea making it a BF rule (no fees, f&f). I don't like the idea of having more rules, but it is becoming clearer for me that some people are incapable of acting like responsible, honest adults without being threatened with some form of punishment. Sad, really.